• Understanding Unrealized Gains and Losses on Investment Securities: What It Means for Banks in 2024,Jon Crompton

    Understanding Unrealized Gains and Losses on Investment Securities: What It Means for Banks in 2024

    In recent years, banking institutions have faced growing financial pressure due to significant unrealized losses on their investment securities. To make sense of this complex topic, let's break it down into simpler terms and explore why these unrealized losses are important, especially in the contex

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  • Shrinkflation Hits the US Housing Market: Paying More for Less,Jon Crompton

    Shrinkflation Hits the US Housing Market: Paying More for Less

    We have all heard the word, 'shrinkflation' and it is becoming increasingly familiar in grocery stores, where products shrink but prices do not, though now this similar trend is making its mark in an unexpected arena—the U.S. housing market. Recent studies indicate that homes across America, especia

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